We mentor students across career milestones...
With our services in our backpack, we are all set...
Let's take a stroll...
Eduvew understands your career journey pain points
Lack of empathy
Inaccessibility to precise and correct information
Persisting confusion despite standard assessment tests
Constantly evolving job market
Therefore our solution
has 4 core pillars.
We call it YEPI Plan..
Y-5 Years road map
E- Eligibility for the chosen career
P-Mapped to Personality
I- Mapped to Interest
1.What does an Educational Loan cover ?It mostly covers your tuition fees, living and accommodation expenses, cost of books, cost of commuting etc.
2.What is the loan amount one can get ?The maximum loan amount ranges from Rs.20 lakhs to Rs.1.5 crore. Banks and financial institutions have their own set of criteria for sanctioning the Overseas Education Loan.
3.What is the interest rate ?Overseas Education Loan interest rates vary from 9% to 14% depending on the kind of financial institution. Rate of interest at Nationalised Banks is usually 1% to 2.5% lower than Private banks and NBFCs.
4. What is the eligibility to avail loan ?You must be an Indian citizen. A co-applicant or a co-borrower is must. It could be anyone like parents, sibling, ldegal guardian or a relative. Banks have their own list of approved Universities and Programs.They do not usually fund distance education, correspondence and certification courses. Collateral Security Loan up to Rs. 4 lakhs - No collateral security Rs. 4 lakhs to Rs. 7.5 lakhs - Security in the form of satisfactory third party guarantee Loan above Rs. 7.5 lakhs: Collateral security of clear title immovable property Co-obligation of parents /guardians /third party along with assignment of future income of the student for payment of instalments
5.When should I aply for Education Loan ?Apply for education loan on receipt of offer letter from the University. However, if you are planning to take an education loan it would be better to enquire about the process and start the required documentation beforehand.
6.Which Financial Institution to choose ?If education loan interest rates and processing fee concern you, then you should choose a public sector bank since they offer loans on low-interest rates. Overseas Education Loans offered by Nationalized Banks like State Bank of India, Bank of Baroda etc., are usually the most sought after. So, make sure you’re availing a loan at a competitive rate of interest. It makes sense to compare interest rates before applying to any bank. If you don’t have any immovable property (house, plot, shop, commercial building etc.) but you have an admission in a premier institution, then you can approach Private Banks or NBFCs .
7.What documents are required ?Duly filled in Education Loan Application Form Offer Letter /Admission Acceptance Letter from University/College Prospectus of University or copy of online course details Details of University World Ranking Statement of cost of study / Schedule of expenses for the entire duration of the course Receipt of Tuition fees paid to the University (If any) Academic Documents 10th & 12th Marksheets with Diploma Certificate (If any) Marksheets of Graduation along with Provisional / Degree Certificate Standardized Test Scores as applicable ( GRE / GMAT / ACT / SAT / IELTS / TOEFEL / PTE etc ) Work Experience Certificate (If any) Photocopy of PAN Card and Aadhar Card of the Student Photocopy of the first and the last page of the Passport Photocopy of Student Visa & Air Ticket (At the time of Disbursement)
8.When and how is loan disbursed ?Education loan disbursement means actual release of funds. The disbursement is done after the loan has been sanctioned. Banks do give their share in many cases before the student receives his visa, whenever student is required to pay a part of tuition fee to the University for release of the final offer letter. Thereafter, once the student receives his visa, banks release the education loan in instalments semester wise.
9.When does the repayment start ?The tenure of overseas education loan generally ranges from 10 to 15 years. By and large, the repayment starts one year after the course completion or six months after the student is employed - whichever is earlier. But, the interest is charged even during the study period and the moratorium period. Most private banks and NBFCs demand repayment of full or partial interest during the study period.
Every child is unique and is capable of building a successful career regardless of academic scores and personal challenges
What do our students say...
Naman Sharma- Corporate Law
"After completing my 12th, there was a lot of confusion regarding my further career options. Like every other Indian student I was expected to study for engineering but that didn't excite me. Then i decided to get some help from some professionals and I came across Mamta Mam founder/advisor of Eduvew who presented me with dozens of career options by explaining me each and every field in detail. After getting a vast knowledge about certain fields, it became very convenient for me to chose a suitable field that suited my interests. Now, I have decided to pursue Corporate Law and I am ready to face the career challenges that are headed my way. Mamta Mam also helped me to choose and decide the best college for me and also helped me get admission in Alliance University Bangalore for BA LLB.
I would give Eduvew services a rating of 5/5 stars."
Neelam Goswami- Banking Regulation
A persons life is based on career and I am glad that I took this service where one can prepare a road map for his career with the help of expert counselors.My counselors amicable nature helped me a lot to have clarity about my career.The plan provided by her will definitely help me attain my career goals of getting into Banking Regulation.Thank you maám.
Nouman- Cyber security
I had an amazing experience with my advisor. Now I know what to do to make my career a successful one. Earlier I had no idea about Cyber security but now I know all about it and I have made up my mind for it.
Ruchika Agarwal- Travel Journalism
I was there with no hopes on deciding upon a career.I got my personal counselor who helped me explore, gave advices and moreover dealt with me very patiently. We talked over the phone daily and finally I could decide upon my career goal and I have decided to pursue Travel Journalism.
Adrika Sarkar- Veterinary Medicine
I really liked the career talks. It helped me learn why and how to get or achieve my goal of becoming a Veterinarian. It also helped me understand every nuances for becoming a Veterinarian. Mamta Sharma, my advisor helped me clarify my concerns or concepts of the talks that I was suggested.
This could be YOU...